Your decisioning engine just got a lot more powerful
Lenders want better information and borrowers want a better experience. In seconds, our income verification service gives you up to twenty four months of accurate income history.
Financial institution for each account
Up to 24 months of deposit transactions
Average monthly income
Historical and estimated annual income
- Easily identified and validated income streams
- Mitigate risk with real-time data
- Simple, intuitive consumer experience
- Supplement existing decision models
Now imagine what you can do
It’s not just about possessing the best data and insights—it’s about having a platform to innovate, transform and create your income verification system.
More accurate, complete view of consumer’s income flow
Flexible income views for all lending segments
Meet consumers where they are digitally
Make better decisions
Control costs of doing business
Income verification API
Check out our income verification API. Get started and test our APIs or view our documentation at Mastercard Developers.
Get started with Income data today
How open banking is solving five key credit decisioning problems
How digital income verification is improving financial inclusion
Certain open banking solutions are provided by Finicity, a Mastercard company.