Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Income

Smart data for lending

Leverage Mastercard’s open banking services and lend with confidence. Simple, quick, accurate—and smart. Our income verification data is constantly evolving to provide better results.

Your decisioning engine just got a lot more powerful

Lenders want better information and borrowers want a better experience. In seconds, our income verification service gives you up to twenty four months of accurate income history. 

Income includes

Financial institution for each account

Up to 24 months of deposit transactions

Average monthly income

Historical and estimated annual income

Key benefits

  1. Easily identified and validated income streams
  2. Mitigate risk with real-time data
  3. Simple, intuitive consumer experience
  4. Supplement existing decision models 

Now imagine what you can do

It’s not just about possessing the best data and insights—it’s about having a platform to innovate, transform and create your income verification system.

More accurate, complete view of consumer’s income flow

Flexible income views for all lending segments

Meet consumers where they are digitally

Make better decisions 

Control costs of doing business

More Resources


Get started with Income data today


How open banking is solving five key credit decisioning problems


How digital income verification is improving financial inclusion

Certain open banking solutions are provided by Finicity, a Mastercard company.