Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Account Balance Verification

Look before you leap

Easily determine account balance before funding, payment or account setup. Proceed with confidence by knowing whether the amount you’re looking for is available with an accurate, real-time snapshot.

Account balance verification API - available balance and cleared balance

Over a decade of expertise 

We deliver a seamless experience with an emphasis on consumer empowerment.  

Key benefits

We provide maximum connection reliability and high-quality data with always-on, always-there support capabilities with our account balance API.

  1. Reduce payment failures
  2. Avoid costly fees
  3. Improved consumer experience
Consumer interacting with mobile device - key benefits

Now imagine what you can do

It’s not just about the best data and insights. It’s about having a platform to innovate, transform and create. 

Avoid NSF and overdraft fees

Account funding

Faster, smart decision making

Mortgage API - borrower income, assets, and employment verification

ACH account & bank balance API

Account balance API

Check out our account balance check API that provides bank account balances when you need them. Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources

Six fundamentals to get started with ACH

See us in action and get started with our data today

Balance insights for money movements

Certain open banking solutions are provided by Finicity, a Mastercard company.