Make your small and medium business (SMB) services smoother and smarter
Increase customer acquisition, improve operational efficiencies and decrease risk. Your SMB customers can benefit from frictionless, convenient, secure access to the financial services they need to power their enterprises.
Customers Using Our Solutions
Better data. Better results.
Mastercard open banking solutions for SMB service providers can help give business owners better access to the capital they need to start, run and grow their businesses. Transform Main Street with accurate, real-time, user-permissioned data.
Real-time business account data
- View transactions and statements from up to 24 months
- Verify an account balance before funding, payment or account setup
- Validate business bank account details and account ownership
Rich cash flow and balance analytics
- A clear cash flow analysis of credits, debits and balances
- Up to 24 months of rich cash flow attributes and insights into a borrower’s liquidity and revenue streams
- Historical balances up to 24 months
Predictive insights into future behavior
- Predict the probability that a small business will experience a payment risk event (NSF, missed recurring payment, etc.) in the future
- Detailed, historical view of payment trends and insights
See how open banking enables a better experience for. your SMB customers
Leverage our extensive business account coverage to gain real-time visibility into your customers’ financial health, approve more applications confidently, and lower costs—all with the trust and support you can count on from Mastercard.
Giving a San Diego Coffee Roastery the Jolt of Capital to Thrive
Using Technology to Bring a Human Touch to Accounting
Certain open banking solutions are provided by Finicity, a Mastercard company.