Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Accelerating the Digital Mortgage

The smart mortgage verification experience

We get it. You want to cut costs and close faster. Borrowers want a digital-first, hassle-free experience. Let us introduce you to our suite of cutting-edge digital verification products for mortgage lending.

Our customers

Academy Mortgage Corporation logo
guaranteedRate logo
Waterstone Mortgage logo
Loandepot logo
Prosperity logo

Better data. Better decisions.

Lenders that have embraced digital experiences are growing the fastest. After all, this is what borrowers are expecting.

Digital mortgage chart - mortgage verification for assets, income, and employment

Our mortgage lending solutions solve for these use cases and more

Digital mortgage software application - mortgage verification service (mvs)

See the MVS walkthrough

Our Mortgage Verification Service (MVS) product maximizes our open banking platform to deliver GSE-approved, accurate verifications and a streamlined, one-touch consumer experience.

Welcome to a mortgage verification experience worthy of your innovative spirit.

Key benefits

MVS integrates seamlessly into the lender’s workflow and delivers a better customer experience—one more befitting their digital lifestyles.

  1. One request to the borrower to access all the needed data sources in minutes.
  2. Cut origination time up to 12 days, reducing costs and resulting in a better ROI.
  3. Our ultra-precise reports can be refreshed at the push of a button, making pesky second requests a thing of the past.
  4. We are an authorized report provider for Fannie Mae and a designated third party service provider for Freddie Mac.
Consumer interacting with mobile device - key benefits of digital mortgage

Our partners

Together with our partners, were are bringing more complete solutions to the industry using consumer-permissioned data for better insights and analytics.

Have questions about our integrations?
Interested in becoming a partner?
We’re happy to help


Increase borrower engagement and control

Speed up time to loan

Reduce fraud and increase accuracy

Accelerate digital transformation

Better quality funnel management

Mortgage API - borrower income, assets, and employment verification

Mortgage API - borrower income, assets, and employment verification

Mortgage verification service API (MVS)

Check out our mortgage APIs for asset, income and employment verifications. Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources

Get started

See how this data works in our Mortgage Verification Service (MVS) Reports

See MVS in action

Chat with our sales team and see how we’re transforming the lending process

Learn more

See how Mortgage Verification Service (MVS) works through a simple infographic

Certain open banking solutions are provided by Finicity, a Mastercard company.