Better insight for smarter, seamless lending decisions.
Digital lending can help you close more loans while also mitigating risk in both underwriting and servicing of those loans. And, borrowers appreciate the streamlined loan experience.
Solutions for credit-decisioning, loan funding and loan servicing
Loan funding enablement
Account validation for payment setup
Cash flow analytics for commercial, fleet and rooftop financing
We integrate seamlessly into the lender’s and dealer’s workflow, improving the credit decisioning process and delivering a better customer experience.
- Build seamless customer experiences to close more deals.
- Enable dealer management platforms to access real-time, trusted data for smart credit decisioning and effective offers.
- Facilitate payment setup, streamline account onboarding processes and monitor portfolio risk with real-time account data.
- Augment credit report with real-time data for better credit decisioning of customers considered to be subprime or those with thin credit files.
Seamless user experience
Consumers easily permission data from their bank accounts with our Connect product. We do the rest, delivering the financial data you need to enhance your customer’s new financial experience.
Auto lending income verification APIs
Check out our auto lending APIs that include income verification and cash flow insights. Get started and test our APIs or view our documentation at Mastercard Developers.
Opening banking helps clear stips and close more loans
Ready to see these solutions in action?
Learn more about our Verification of Income report
Certain open banking solutions are provided by Finicity, a Mastercard company.