A clear analysis
The best view into personal and small business lending is through a clear cash flow analysis of credits, debits and balances. So we’re providing up to 24 months of rich cash flow attributes via API giving lenders better, more accurate insights into a borrower’s creditworthiness.
Cash Flow includes:
Trending and balance insights
Inflow and outflow transaction streams
Credit vs. debit
analysis for consolidated view of cash flow
Identification of potential transactions from other lenders
Key benefits
We deliver a consumer-centric and lender-friendly delivery model by providing maximum connection reliability and high-quality data with always-on, always-there support capabilities.
- FCRA-compliant for personal lending
- Better assess and manage risk
- Easily inform your cash flow and other financial models
Now imagine what you can do
It’s not just about the best data and insights. It’s about having a platform to innovate, transform and create. Now, go change the world.
Automate the underwriting processes
Simplify the customer experience
Open up new lending opportunities
Evolve to next-gen decisioning
Cash flow APIs
Check out our cash flow APIs. Get started and test our APIs or view our documentation at Mastercard Developers.
More Resources
Credit decisioning made easy
Five key problems in credit decisioning open banking is solving.
Get started today
Chat with sales to get started using Finicity’s data for better insights
Open banking in lending
Open banking’s impact on lending is just beginning
Certain open banking solutions are provided by Finicity, a Mastercard company.