Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Personal Financial ManagemenT

Smart data for finance innovation

Our insights power financial apps that help consumers improve their finances through monitoring, budgeting, analytics and more.

Customers using our solutions

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Better data. Better decisions.

We put the ‘personal’ back into finances with data direct from customer bank accounts to improve and simplify their financial lives. A better view of their finances for better financial outcomes.

Our data services that power personal financial management:

Personal finance illustration - customer profile and financial check chart
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Account History

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Key benefits

Cleaned, categorized and aggregated account data— providing consumers insights to improve their finances.

  1. Increase consumer financial literacy so customers can build wealth and pay down debt more easily.
  2. Consolidate data from all accounts in one place to build wealth by tracking and managing portfolios.
  3. Insights and analytics for wealth managers or data for robo-advisors.
  4. Populate accounts and budgets with up to 24 months of high-quality data.
Key benefits

Connect for a better experience

Consumers easily permission data from their bank accounts with Connect. We do the rest, delivering the financial data you need to enhance your customer’s new financial experience.

Mortgage API - borrower income, assets, and employment verification

Personal finance api - financial data  and account aggregation api

Personal finance & financial management APIs

Check out our APIs for personal financial management, budget insights and transaction aggregation . Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources

The best data and insights

Learn more about our Manage solution set

Get started

Chat with sales to get started using our data for better insights

The best connections

Our open banking platform covers 95% of direct deposit accounts in the U.S.

Certain open banking solutions are provided by Finicity, a Mastercard company.