What data is delivered?
Current account balance
Composite score and settlement likelihood indicator
Weighted reasons contributing to the scores
Indicators and scoring across a 10 day period
We provide maximum connection reliability and high-quality data with always-on, always-there support capabilities.
- Reduce the risk of a failed payment due to non-sufficient funds: Payment Success Indicator forecasts your consumers’ likelihood over a 10-day period to have sufficient funds to successfully settle their payments leveraging the power of open banking and AI.
- Better Onboarding Experience: Set up is a seamless part of your checkout experience through a single sign-up process leveraging bank account login credentials instead of manually entering account and routing numbers.
- One-Stop Data Solution: Combine elements of the smart payment decisioning suite with other open banking solutions on Finicity’s platform.
Now imagine what you can do
It’s not just about the best data and insights. It’s about having a platform to innovate, transform and create.
Payment insights and decisioning
Smart payment decisioning tools and ACH processing API
Check out our payment processing and payment risk assessment API. Get started and test our APIs or view our documentation at Mastercard Developers.
Six fundamentals to get started with ACH
Get started with our data today
Balance insights for money movements
Certain open banking solutions are provided by Finicity, a Mastercard company.