Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.


Taking the mystery out of transaction histories

All of the account and transaction data you need.

Consistent, accurate data

The building block of consumer-permissioned financial data—transactions. We present them cleaned, categorized and direct from financial institutions so you know they’re accurate and versatile.

Account transaction history API illustration - transactions, loan balances, investments

Data includes:

Balances icon

Account Balances

Investment icon

Investment Positions

Expense icon

Expense Categorization

Merchant name icon

Normalized Merchant Name

Transaction icon

Pending Transactions & Transaction Descriptions

Key benefits

We provide maximum connection reliability and high-quality financial data aggregation with always-on, always-there support capabilities.

  1. Categorized, cleaned, accurate data
  2. Customizable date ranges
  3. Simple customer experience
FCRA-compliant solutions

FCRA compliant solutions

A 24-month snapshot of the consumer’s financial transaction data, now delivered within FCRA requirements. More accurate, compliant data for you and a better experience for the consumer.

Now imagine what you can do

It’s not just about having the best data and insights. It’s about having a platform to innovate, transform and create.

Verify data from incoming deposits, to balances or account activity

Real-time refreshes for up-to-date data aggregation

Check for balances, payments, rewards, monitoring or upsells

Use our FCRA-compliant Transaction Report

Mortgage API - borrower income, assets, and employment verification

Bank transactions API for transaction history, transaction categorization, and more.

Bank transaction history and categorization API

Check out our APIs for bank transactions, account history and categorization. Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources


Using technology to bring a human touch to accounting

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Delivering deep insights and the best expense management solution

Certain open banking solutions are provided by Finicity, a Mastercard company.