Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Account Details Verification

The right account.
Right now.

Instantly authenticate and verify account details, including routing & account numbers, to help mitigate fraud, maximize confidence in payment transactions and transform the user experience.

Account details verification - routing number, account number, and more

Over a decade of expertise 

We deliver a seamless experience with an emphasis on consumer empowerment.  

Key benefits

We provide maximum connection reliability and high-quality data with always-on, always-there support capabilities.

  1. Instant account validation
  2. Reduce risk of payment failure and fraud
  3. Nacha WEB debit rule compliant
Consumer in yellow shirt interacting with mobile device - key benefits

Now imagine what you can do

It’s not just about the best data and insights. It’s about having a platform to innovate, transform and create. 

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Payment enablement

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Account verification

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Account funding

Mortgage API - borrower income, assets, and employment verification

ACH account details API - ACH routing and account number verification

ACH account details API

Check out our account details API for ACH payments that includes account and routing number. Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources

Account validation that complies with the WEB Debit rule

See us in action and get started with our data today.

Balance insights for money movements

Certain open banking solutions are provided by Finicity, a Mastercard company.