Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Secure Account Opening and Funding

Instant verification. Instant experiences.

Account opening should take seconds, but issues like manual uploads and microdeposits add delays. Open banking introduces new ways to instantly verify account ownership and details for better onboarding experiences.

Onboard confidently

As consumers contend with in-person restrictions, the demand for digital financial services grows. Secure account opening and funding are no longer niche services for the tech-savvy but mass-market expectations.

Verify ownership and authenticate account credentials:

Account Details

Account Owner Verification

Income Verification

Account Balance

Key benefits

Our real-time snapshots of consumer-permissioned data can help mitigate fraud risk, enable onboarding, maintain compliance and help you fund accounts with more confidence.

  1. We’re a preferred partner of Nacha and satisfy Nacha’s WEB Debit Rule ensuring reliable ACH payments.
  2. No more wondering if an account has changed. Our real-time validation delivers the most up-to-date and accurate data.
  3. Balance check helps with payment success and avoiding fees.
  4. Where micro-deposits and pre-notifications could take days, our solutions can verify accounts in seconds.

Connect

Seamless user experience

Consumers easily permission data from their bank accounts with Finicity Connect. We do the rest, delivering the financial data you need to enhance your customer’s new financial experience.

More Resources


Account opening wins in a digital world


Request a demo to experience next-generation digital account opening


Learn more about account data for payments, account creation and fraud mitigation

Certain open banking solutions are provided by Finicity, a Mastercard company.