Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.


Bank-validated insights for a real-time view

It’s simply a better way to lend

Powered by the best data, we deliver bank-validated insights and verification of assets for your borrower’s current financial portfolio in real time.

Asset Verification software - account balance data chart

Assets Include

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Account owner(s)

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Account type and location

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Current, two- and six-month average balances

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180 days of validated transactions

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Customizable date range

Key benefits

  1. Simple, consumer-centered experience
  2. Prequalify based on assets
  3. Receive FCRA-compliant data in real time
  4. Customize date range with refresh capability
Consumer interacting with mobile device - key benefits

Now imagine what you can do

It’s not just about possessing the best data and insights—it’s about having a platform to innovate, transform and create.

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Increase borrower engagement and control

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Speed up time to loan

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Reduce fraud and increase accuracy

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Accelerate digital transformation

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Better-quality funnel management

Mortgage API - borrower income, assets, and employment verification

Asset verification API - VOA API

Asset verification API

Check out our asset verification API. Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources

See how Prosperity Home Mortgage is transforming mortgage lending

See us in action

Talk with our sales team and receive a demonstration of what our products can do for you.

What’s in our Assets report?

Our report delivers bank-validated insight into your borrower’s current financial assets.

Certain open banking solutions are provided by Finicity, a Mastercard company.