Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Assets

Bank-validated insights for a real-time view

It’s simply a better way to lend

Powered by the best data, we deliver bank-validated insights and verification of assets for your borrower’s current financial portfolio in real time.

Asset Verification software - account balance data chart

Assets Include

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Account owner(s)

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Account type and location

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Current, two- and six-month average balances

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180 days of validated transactions

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Customizable date range

Key benefits

  1. Simple, consumer-centered experience
  2. Prequalify based on assets
  3. Receive FCRA-compliant data in real time
  4. Customize date range with refresh capability
Consumer interacting with mobile device - key benefits

Now imagine what you can do

It’s not just about possessing the best data and insights—it’s about having a platform to innovate, transform and create.

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Increase borrower engagement and control

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Speed up time to loan

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Reduce fraud and increase accuracy

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Accelerate digital transformation

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Better-quality funnel management

Mortgage API - borrower income, assets, and employment verification

Asset verification API - VOA API

Asset verification API

Check out our asset verification API. Get started and test our APIs or view our documentation at Mastercard Developers.

More Resources


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See us in action

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What’s in our Assets report?

Our report delivers bank-validated insight into your borrower’s current financial assets.

Certain open banking solutions are provided by Finicity, a Mastercard company.