Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.


Your process saves paper— does it save time?

Lenders want better information and borrowers want a better experience. Our real-time income and employment verification software and services give you up to 24 months of accurate income history in as few as 30 seconds.

Customers using our solutions

Income verification APIs for a better user experience

Income verification processes can be intimidating. Finicity’s income verification API offers a path to securing happier customers, more time to do your job and a higher overall ROI for any of your income verification needs:

Income verification services illustration

Key Benefits

Finicity income verification helps you digitally verify income whenever you need it simply and quickly without extra documents.

  1. Reduce friction for mortgage seekers making a pivotal life decision.
  2. Clear stipulations and create return customers for auto loans.
  3. Create analytics-informed credit decisioning models.
  4. Mitigate risk, broaden your customer base and attain financial inclusion.
Consumer smiling on mobile device - key benefits of income verification.

More Resources

Get Started with Income Data Today.

Read about how VOI improves auto lending

The Rise of Open Banking Report

Certain open banking solutions are provided by Finicity, a Mastercard company.