Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Ultra FICO Score

Empowering the consumer

This is the era of the empowered consumer

Finicity has developed the platform that allows consumers to control and share their data to improve their financial lives. And now they can impact their credit score with UltraFICO™ Score.

Key benefits

With over a decade of experience, Finicity ensures the most consumer-centric delivery model provides maximum connection reliability and high-quality data with always-on, always-there support capabilities.

  1. Simple, consumer-centered experience
  2. Real-time view of the consumer’s financial health
  3. A more comprehensive view of creditworthiness

Now imagine what you can do

It’s not just about the best data and insights. It’s about having a platform to innovate, transform and create.

Leverage additional data sources

Use real-time bank data to aggregate score

Reward consumers for responsible financial behavior

Foster greater financial inclusion

More Resources

How Ultra FICO shifts credit scoring

Questions about Ultra FICO?

What the Ultra FICO score is doing for consumers

Certain open banking solutions are provided by Finicity, a Mastercard company.