Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Open Finance

Smarter Data.
Better Innovations.

You need a platform for innovation that opens the
world of open finance.

Look no further. We’ve created a trusted and proven open finance platform to get your products and services to market faster and easier. Now you can focus on improving the financial outcomes of your customers: Better data. Better insights. Better partnership.

Empower your customers
with open finance data

Finicity’s open finance APIs put consumers in control of their financial data for additional security, more inclusion and better outcomes. Five core tenets of open banking make this possible.

Better Data.
Better Connections

Whether you’re seeking data from one of the largest financial institutions or the smallest credit union, Finicity has you covered. With connections to more than 10,000 financial institutions, we cover over 95% of the U.S. market.

On top of that, our connections are just better. Period. We lead the market in direct data agreements for tokenized access with most of the largest FIs such as Chase, Wells Fargo, Capital One, CitiBank, Fidelity and many others.

We’ve tested it in the most rigorous markets where data quality is an absolute must. The results? Better data and, ultimately, better outcomes for you.

Enabling Rapid Integration

We’re committed to our partners’ success, focusing on agility and flexibility. This not only makes us an effective partner, it also enables client growth and greater value for everyone.

Smart Data Does More

We aren’t a run-of-the-mill data aggregator. Our open finance platform adds intelligence and deep learning to our data services in the analytics layer to deliver superior cleansing and categorization to sophisticated insights like scoring, verifications and cash flow, so you can use data from across the financial landscape.

More Resources


Rise of Open Banking Report

Mastercard’s market research report measures the early demand and drivers of adoption for the promise of better-connected financial services in North America.


Open Finance vs. Open Banking

Where are the lines drawn between Open Finance and Open Banking? Find out in our blog post describing how they’re different and what’s important to remember.


Finicity Perspective on Open Banking Data Sharing

Advancing consumer empowerment and unleashing the potential of data depends on the right of the consumer to own, employ, and easily access their data.

Certain open banking solutions are provided by Finicity, a Mastercard company.