Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

OCC Guidelines

Take the ‘due’ out of due diligence.

Ensure consumer protection

Your customers may be asking us to send consumer-permissioned data to you. As a bank, the U.S. Office of the Comptroller of the Currency (OCC) suggests that you have a responsibility to ensure consumer protections when working with data aggregators—even if there isn’t a formal agreement.

Here to help

We’re happy to help you do your due diligence to assess risk and manage the benefits and protections that our aggregation gives your customers. And we’ve made it easy. Simply submit the form to the right and we’ll send prepared materials for your review along with a due diligence guide, plus provide a representative to help you with any other items your team may need to get started.


Certain open banking solutions are provided by Finicity, a Mastercard company.