Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

Open Banking

Wall Street Journal: Coronavirus Tanked the Economy. Then Credit Scores Went Up.

AnnaMaria Andriotis reports that the average credit score hit a record in July after millions of Americans had lost their jobs, scrambling lenders’ underwriting models. Steve Smith, Finicity CEO, was quoted in the article, “We are convinced that new ways of assessing credit eligibility, like reviewing personal cash flow data, offer a truer reflection of risk, and many banks are quickly coming around to that idea”.
You can read the full gated article at Wall Street Journal ($).