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Lending, Open Banking

U.S. News & World Report: 3 Ways the Credit Industry Is Changing How We Apply for Loans

Steve Smith, CEO and co-founder of Finicity, was recently interviewed by U.S. News & World Report about new trends in credit decisioning. He also discussed Finicity’s recent partnership with Experian that aims to digitize the lending process by analyzing transaction data.

“This will be beneficial to those consumers that are thin-file or no-file for credit scoring, but are otherwise completely capable of managing a loan,” Steve explained.

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