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Open Banking, Payments

American Banker: Mastercard takes BNPL to bank apps

Mastercard announced a bank-driven buy now pay later (BNPL) platform to allow borrowers to apply for loans through mobile banking and be able to use a virtual card when making the purchase. The platform will pre-qualify borrowers for zero-interest installment loans.

Approved borrowers can fund their purchases with participating lenders and repay the loans through their card, checking or savings account.

You can read on how Finicity factors in at American Banker ($).