The Wall Street Journal: Want a Better Credit Score? Soon, Your Cellphone Bill Could Help

The Wall Street Journal explains the new Experian Boost with consumer-permissioned data compiled by Finicity. Consumers, especially those with thin files or scores between 580-670, will have even more control over their credit score by providing utility and cellphone payment data which will in turn be added to their credit reports. Read more here (paywall).

Forbes: New Credit Score System Might Make It Easier to Get A Mortgage

In this article, Finicity CEO Steve Smith speaks with Aly Yale from Forbes to take a deeper dive into what the new UltraFICO score will mean for mortgage lending — particularly how it will help increase financial inclusion and give consumers more control over their financial options.

The Wall Street Journal: FICO Plans Big Shift in Credit-Score Calculations, Potentially Boosting Millions of Borrowers

The Wall Street Journal broke the news of Finicity, Experian and FICO’s involvement in creating the new UltraFICO™ Score. Finicity CEO Steve Smith talks about how the score will benefit consumers by allowing them to use their consumer-permissioned data to increase their access to good credit.

The article also appearred on the front page of The Wall Street Journal on Monday, October 22. Read more here (paywall).

Tearsheet: How Finicity helps financial organizations build and partner with financial apps

In this podcast, Finicity CEO Steve Smith speaks with Tearsheet founder Zack Miller about how data aggregation, access, and connectivity are now paramount to delivering an awesome user experience for bank customers. Read and Listen Here

MReport: Keeping Pace With Digitization in Mortgage Lending

We combined expert forces with our partner, Black Knight, to talk about how mortgage bankers and lenders can implement digital strategies and keep pace in a rapidly changing industry. See the full article in MReport here.

American Banker: Capital One mends fences with aggregators, opens access to data

American Banker reporter Nathan DiCamillo recently spoke with Finicity president and co-founder Nick Thomas to discuss our recent announcement with Capital One and the state of collaboration between U.S. banks and fintechs. Read more here.

American Banker: In data dispute with Capital One, Plaid stands alone 

American Banker reporter Nathan DiCamillo spoke with CEO Steve Smith on the current state of secure financial data access for aggregators. The article touches on the conflict between Capital One and Plaid, with direct insight to our standards and recent announcement with USAA. Read more here.

HousingWire: Finicity in the Winner’s Circle – Mortgage lenders need a digital-or-bust mentality

Editor-in-chief of HousingWire and host of the “In the Winner’s Circle” podcast Jacob Gaffney recently spoke with Finicity CEO Steve Smith about digitization in the lending industry, the importance of customer data protection and the role that blockchain technology is beginning to play. Listen to the full podcast to learn more about how these tech trends are impacting mortgage lending here.

HousingWire: 2018 HW Tech100 Winner – Finicity

Finicity was announced today as a HousingWire Tech100 winner, denoting our company as one of the most innovative technology companies in housing! We were recognized for our suite of credit decisioning products, including Finicity Reports, and our commitment to moving the industry towards an all-digital verification process. To read more, click here. To see the full list of winners, click here.

The Financial Brand: Banks Must Look Beyond Traditional Credit Scores

In his article for The Financial Brand, Steve Smith covers how new technology and improvements in data quality are making it easier for lenders to evaluate the credit worthiness of consumers who’ve been labeled “credit invisible.” Click here to learn more about how data aggregation technology is transforming the credit decisioning process for both borrowers and lenders.