Finicity CEO Steve Smith, writing for the Scotsman Guide, describes the benefits of a truly digital income and employment verification that flips the expectation of succes in the industry. Income and employment are the two key elements that demonstrate a borrower’s ability to manage and repay a loan. Extracting data from paystubs and matching it with permissioned bank account data results in a high-value data for lenders and much higher success rates than existing solutions. It also provides a better experience for borrowers.
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