Finicity is part of the Mastercard family. Our open banking platform provides the financial data you need.

The Future of Lending

Lenders need to embrace inclusion and the willingness of consumers to share more their bank account data to improve their approval process as well as their lending experience. The more lenders embrace transparency and consumer control, the more satisfied consumers will become. Download the report below to learn more.

Lending with control and transparency

In a survey of more than 7,600 consumers across the United States, Canada, United Kingdom, France, Germany, Spain and Australia consumers answered what’s driving their most pressing financial concerns. Access to money when they need it is a big part of those concerns. Download the report to see what impact it has on consumers and how lenders can provide the next step in responsible lending.

In this report you’ll learn more about:

  • Effect of tightened lending on consumers
  • Desire for transparency in lending
  • Need for control over personal information during lending
  • Consumers are willing to share more data to secure a loan
  • A digital or instant approval is the pinnacle of experience for consumers

Certain open banking solutions are provided by Finicity, a Mastercard company.