
Finicity Blog


Why are Digital Lenders Crushing it?
Blog BY Steve Smith, CEOFor the past six quarters, more lenders have had a negative profit margin outlook than positive. For the past five, competition has been cited by 78 percent of lenders as the main cause for that negative outlook.
Conversely, only 17 percent…

Finicity Makes the 2018 HousingWire Tech 100
Blog BY Andy CapenerHousingWire just announced their 2018 Tech100, and we at Finicity were very happy to be included. And while being on the list is a highlight for us, what we are really excited about is the future of lending. The HousingWire list is a great reflection…

FINRA (and now SIFMA) Alert is On Track
Blog BY Steve Smith, CEOEditor's Note: Following right behind FINRA, SIFMA also released data aggregation principles. They contain a lot of the same advice, but both are worth reading. Read below to find out how Finicity aligns with FINRA and SIFMA.
The digital…

A Key to Reducing Lending Fraud
Blog BY Sid ThomsonLenders have long faced daily attacks in the form of fraudulent applications, doctored statements, and fake identities. Due to the lack of in-person interactions, online financial institutions and digital lenders have an added threat to contend…

Data Accelerates Lending to Underserved
Blog BY Steve Smith, CEOThe world of mortgages is about to see one of its biggest shake ups. Right now, approving someone for a mortgage takes a lot of time and effort by both parties. Even after all that, it’s very dependent on a FICO score. Both of those things…
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