Finicity Blog

ACH transfers made easier through open banking

Blog BY Finicity Editor

There are many ways to verify online Automated Clearing House (ACH) payment details for transfers. Voided checks, micro deposits, pre-validations and account scores all validate ACH account payment details in one form or another. They also take…

SWBC Selects Finicity Pay™ for Account Validation as Nacha Issues New Regulations

Blog BY Lisa Kimball

One thing we’ve learned this past year – if we didn’t already know – is how we pay, get paid, or otherwise move money, is changing. One almost wonders what the fate of paper money will be in the future. Until that is sorted out, we’ll…

How Digital Mortgage Lenders Streamline Verification of Income with Fintech

Blog BY Finicity Editor

A smooth verification of income process is crucial for mortgage lenders to satisfy customers and maintain efficiency. Unfortunately, with consumer expectations evolving and with better, more secure digital verification solutions on the market,…

Improving Financial Inclusion: Cash Flow Analytics

Blog BY Finicity Editor

By considering cash flow data in determining creditworthiness, lenders can improve financial inclusion and gain insights into consumers’ financial habits.

Account Verification ACH Payments Finicity Pay

Finicity Pay™ for Faster Payments, Instant Account Verification, Less Fraud

Blog BY Lisa Kimball

I’m very excited to announce the newest addition to our open banking platform: Finicity Pay™, an integrated solution set that enables payments, account creation, and fraud mitigation. The move to digital continues to accelerate in the…

How Digital Adoption Helps Lenders Weather COVID-19 (And Other Dynamic Challenges)

Blog BY Finicity Editor

Some challenges are predictable. With more consumers growing accustomed to digital solutions in all industries, it’s not surprising that they would expect the same in lending, which could present a challenge for lenders lagging in digital…