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Finicity Blog

Why are Digital Lenders Crushing it?

Blog BY Steve Smith, CEO
For the past six quarters, more lenders have had a negative profit margin outlook than positive. For the past five, competition has been cited by 78 percent of lenders as the main cause for that negative outlook. Conversely, only 17 percent…
May 14, 2018
https://www.finicity.com/wp-content/uploads/blog_digital_outpacing.jpg 360 1030 Steve Smith, CEO /wp-content/uploads/finicity-header-logo-2.png Steve Smith, CEO2018-05-14 11:06:232019-04-10 13:59:56Why are Digital Lenders Crushing it?
HousingWire-Tech100-Finicity

Finicity Makes the 2018 HousingWire Tech 100

Blog BY Andy Capener
HousingWire just announced their 2018 Tech100, and we at Finicity were very happy to be included. And while being on the list is a highlight for us, what we are really excited about is the future of lending. The HousingWire list is a great reflection…
April 6, 2018
https://www.finicity.com/wp-content/uploads/tec100_featured.jpg 360 1030 Andy Capener /wp-content/uploads/finicity-header-logo-2.png Andy Capener2018-04-06 10:31:432019-04-08 16:29:01Finicity Makes the 2018 HousingWire Tech 100
finra-data-aggregation

FINRA (and now SIFMA) Alert is On Track

Blog BY Steve Smith, CEO
Editor's Note: Following right behind FINRA, SIFMA also released data aggregation principles. They contain a lot of the same advice, but both are worth reading. Read below to find out how Finicity aligns with FINRA and SIFMA. The digital…
April 5, 2018
https://www.finicity.com/wp-content/uploads/finra_featured.jpg 360 1030 Steve Smith, CEO /wp-content/uploads/finicity-header-logo-2.png Steve Smith, CEO2018-04-05 09:38:542019-04-08 16:29:15FINRA (and now SIFMA) Alert is On Track
fraud-digital-verification

A Key to Reducing Lending Fraud

Blog BY Sid Thomson
Lenders have long faced daily attacks in the form of fraudulent applications, doctored statements, and fake identities. Due to the lack of in-person interactions, online financial institutions and digital lenders have an added threat to contend…
January 22, 2018
https://www.finicity.com/wp-content/uploads/Fraud.png 360 1030 Sid Thomson /wp-content/uploads/finicity-header-logo-2.png Sid Thomson2018-01-22 11:50:542019-04-09 14:01:49A Key to Reducing Lending Fraud
alternative data lending asset income verification

Data Accelerates Lending to Underserved

Blog BY Steve Smith, CEO
The world of mortgages is about to see one of its biggest shake ups. Right now, approving someone for a mortgage takes a lot of time and effort by both parties. Even after all that, it’s very dependent on a FICO score. Both of those things…
December 5, 2017
https://www.finicity.com/wp-content/uploads/img_blog_big.png 360 1030 Steve Smith, CEO /wp-content/uploads/finicity-header-logo-2.png Steve Smith, CEO2017-12-05 16:34:092019-04-09 14:02:08Data Accelerates Lending to Underserved

Finicity broadens access to VoA reports

Blog BY Sid Thomson
By Sid Thomson, VP of Product At Finicity, we’ve been amazed at the positive response to our digitizing the verification process through our asset and income reports. After all, who doesn’t want to move away from the days of phone calls…
October 23, 2017
https://www.finicity.com/wp-content/uploads/1030x360-Blog-Graphic.png 360 1030 Sid Thomson /wp-content/uploads/finicity-header-logo-2.png Sid Thomson2017-10-23 10:11:132019-04-08 16:29:49Finicity broadens access to VoA reports
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