Entries by Andy Capener

COVID Credit Crisis Shows How Vulnerable Some Americans Really Are

The COVID-19 pandemic and resulting economic downturn have led to mounting financial uncertainty and anxiety for many Americans. They have lost jobs at staggering rates, and of those who were fortunate enough to keep their jobs, many still saw an impactful reduction in their income. But a closer look at these losses unveils a much […]

AssetReady: A New Digital Pre-Qualification Tool

Loan origination isn’t just about account numbers and closing balances. Ultimately, the lending process is about providing borrowers with a great customer experience. Lending professionals have four main objectives:  Identify potential borrowers. Obtain and analyze borrower financial data. Advise borrowers about lending options and decisions. Move borrowers through the loan origination process until they have […]

Takeaways from the 2019 Ellie Mae Borrower Insights Survey

In March, Ellie Mae released the findings from its annual Borrower Insights Survey. The results of this survey of 2,000 renters and homeowners deliver a valuable window into the motivations and experiences of borrowers. Specifically, this particular survey highlights areas where communication between borrowers and lending professionals can be improved. Let’s take a look at […]

Spurring Innovation With Data Sharing

Today was the public launch of the Financial Data Exchange (FDX). We’re thrilled to be a part of this industry organization that has broad representation across the financial services ecosystem.  The group has set out on a mission to create a universal standard for data sharing and promote its proper implementation. Today’s consumer is using […]

Finicity Makes the 2018 HousingWire Tech 100

HousingWire just announced their 2018 Tech100, and we at Finicity were very happy to be included. And while being on the list is a highlight for us, what we are really excited about is the future of lending. The HousingWire list is a great reflection of where the world of mortgage lending is headed. Simply […]

Dice: Salt Lake City Gives Civic-Minded Tech Pros an Edge

Steve Smith, CEO of Finicity, recently spoke with Dice’s Elisabeth Greenbaum Kasson about what employers in Silicon Slopes look for when recruiting. He stressed that maintaining the right kind of culture is critical to an organization’s success. “From a soft-skills perspective, we’re very team-oriented,” Steve explained during his interview. “You have to be able to […]